Okay, so you have custom code & qRules in your form?
I found some test results I can share. I opened each form twice and recorded the loading time - all forms were published to Office 365. These were entirely blank forms, no secondary data connections, no views (nothing on the default view), no rules, etc. As you can see, as soon as the form goes into the Sandbox (whether due to custom code or qRules) the load time increases dramatically.
Blank form:
2.11 sec
1.33 sec
Blank form with one line of code:
16.06 sec
7.60 sec
Blank form with qRules:
6.31 sec
6.56 sec