Not sure if this will come through correctly. I sent you an abbreviated version of the default value before, here is the exact default value from the form:
concat("Please process the following employee termination.", @crlf, "Employee Name: ", DisplayName, @crlf, "Last day worked will be: ", LastDayWorked, @crlf, "Form was originally submitted by: ", DisplayName, @crlf, @crlf, "Please update the asset inventory system and whatever else we do for terminations.")
Below is the XML you asked for from the subsequent form (line breaks appear in the XML -- unfortunately, in the SharePoint list that it is going to there are no line breaks):
<my:Details>Please process the following employee termination.
Employee Name: Test User
Last day worked will be: 2012-10-25
Form was originally submitted by: Chris Miller
Please update the asset inventory system and whatever else we do for terminations.</my:Details>
This is what gets added to the 'Details' column in the list site (all one long string of text):
Please process the following employee termination. Employee Name: Test User
Last day worked will be: 2012-10-25 Form was originally submitted by: Chris
Miller Please update the asset inventory system and whatever else we do for
terminations.
I did confirm that the column in the custom list is set to Multi line (5 lines) of Rich Text.