InfoPath Dev

 I guess the biggest thing is that i'm still new to SharePoint, and VERY new to InfoPath, so in most of the steps you describe, i'm not sure what you mean.

 Honestly, breaking the inheritance and setting up the security isn't a big deal, as this is a small company, and i don't mind doing that for 5 folders. With that said, is there an easy way to have those forms submit to the specific folder?

 I'm using it for expense reports. So when a user creates an expense report, and submits it, it drops into a common folder that everyone has access to. Since i can't restrict access at the parent because it will restrict users from submitting, I don't know how to make the docs secure. My thought was to have the user submit a form, ...

 I have a form published to a SharePoint document library that has a WF attached to it. When someone navigates to the form and clicks "New" it opens the form, which they then would save back to the library to kick off the WF. This is all fine and good. The problem is that I want the form to go to a certain folder based on ...